Fulton Financial responsibility ordinance (§ 110-188)
Chapter 110: Traffic and Vehicles · Article VI. Operation
In short: Vehicle owners must carry the financial responsibility (insurance) that state law requires, and no one may knowingly drive another person's vehicle that lacks it unless they have their own coverage.
Our plain-English summary, not the official text or legal advice. The ordinance below is what counts.
No owner of a motor vehicle registered in this state, or required to be registered in this state, shall operate, register, or maintain registration of a motor vehicle, or permit another person to operate such vehicle upon the streets, alleys, or highways of this city, unless the owner maintains the financial responsibility which conforms to the requirements of the laws of this state.
No nonresident shall operate or permit another person to operate upon the streets, alleys, or highways of this city a motor vehicle registered to such nonresident unless the nonresident maintains the financial responsibility which conforms to the requirements of the laws of the nonresident's state of residence.
Furthermore, no person shall operate a motor vehicle owned by another with the knowledge that the owner has not maintained financial responsibility unless such person has financial responsibility which covers the person's operation of the other's vehicle; however, no owner or nonresident shall be in violation of this subsection if he or she fails to maintain financial responsibility on a motor vehicle which is inoperable or being stored and not in operation.
Official source: City of Fulton official Code of Ordinances (online): look up Sec. 110-188
Last checked October 30, 2026. The city's official copy controls; this page is a reading copy, not legal advice.