Columbia Failure to exhibit proof of insurance ordinance (§ 14-188)

(a) It is unlawful for any person operating a motor vehicle in the city to fail to exhibit valid proof of motor vehicle liability insurance on the demand of any peace officer who lawfully stops such operator or investigates an accident involving the vehicle while the officer is engaged in the performance of the officer's duties. The operator of a motor vehicle shall exhibit valid proof of motor vehicle liability insurance by presenting to the officer one of the following documents showing that the motor vehicle is covered by motor vehicle liability insurance:

(1) A valid insurance identification card required by the state to be carried in an insured motor vehicle at all times.

(2) A valid motor vehicle liability insurance policy.

(3) A valid motor vehicle liability insurance binder.

(4) A valid receipt which contains the policy information required on the insurance identification card required by the state to be carried in an insured motor vehicle at all times.

(b) No person shall be found guilty of violating this section if the person demonstrates to the court that the person met the financial responsibility requirements of RSMo 303.025 at the time of the alleged violation or exhibits to the court any one (1) of the documents listed in subsection (a) showing that the motor vehicle was covered by motor vehicle liability insurance at the time of the alleged violation.