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Columbia Register to be kept; availability for inspection ordinance (§ 13-77)

Chapter 13: Licenses, Permits and Miscellaneous Business Regulations · Article IV. Pawnbrokers

In short: Pawnbrokers must keep a register of every loan and purchase, recording the customer's name, age, ID number, a full property description, serial number, due date, amount paid or loaned and interest charged. They must give customers a free written receipt copying the entry, and police may inspect the register at any time.

Our plain-English summary, not the official text or legal advice. The ordinance below is what counts.

(a) Every pawnbroker shall keep a register of all loans and purchases, and the names of all persons who have left any property of any description on deposit as a collateral security or as a delivery on sale thereof. Opposite each name and date shall be written in plain hand the person's age and motor vehicle operator's or chauffeur's license number, or such other identification of public record, with photographs, as may be required by the business license administrator; a full description of such property purchased or received or deposited as collateral security; the manufacturer's identifying insignia or serial number if applicable; the time when the loan falls due; the amount of purchase money or the amount loaned, and the interest charged. He shall give the party negotiating or selling, a plain written or printed receipt for the articles purchased having on each a copy of the entry required by this section and kept in his register. He shall not be entitled to make any charge for such receipt.

(b) The register shall, at all times, be open to inspection by the chief of police, his designee, or any law enforcement officer.

Official source: City of Columbia official Code of Ordinances (online): look up Sec. 13-77

Text from Supplement 139 (September 3, 2026).

Last checked November 1, 2026. The city's official copy controls; this page is a reading copy, not legal advice.