Columbia Liability insurance prerequisite to license ordinance (§ 13-208)
Chapter 13: Licenses, Permits and Miscellaneous Business Regulations · Article VII. Waste Haulers
In short: Licensed waste haulers must carry liability insurance of at least $500,000 combined single limit per occurrence and $150,000 per individual, covering bodily injury and property damage. No license is issued without a certificate of insurance requiring the city be notified within 10 days of cancellation.
Our plain-English summary, not the official text or legal advice. The ordinance below is what counts.
Every person licensed to engage in the activities of a waste hauler shall maintain during the time the license is in effect liability insurance in the amount of not less than five hundred thousand dollars ($500,000.00) combined single limit for any one (1) occurrence and not less than one hundred fifty thousand dollars ($150,000.00) per individual, covering both bodily injury, including accidental death, and property damage, to cover all claims arising from waste hauler activities. No license to engage in the activities of a waste hauler shall be issued unless the applicant provides the business license administrator a certificate of insurance prepared by the insurance company which includes a provision requiring the city to be notified within ten (10) days of cancellation of the policy.
Official source: City of Columbia official Code of Ordinances (online): look up Sec. 13-208
Text from Supplement 139 (September 3, 2026).
Last checked November 1, 2026. The city's official copy controls; this page is a reading copy, not legal advice.